Lynne Hagopian - Coldwell Banker Residential Brokerage



Posted by Lynne Hagopian on 7/22/2019

Having equity in your home is an incredibly valuable thing. It allows you to borrow against your house and shows that the value of your investment is rising. Equity defined is the difference between your home’s value and the amount you still owe on the home. Equity allows you to move forward with other properties and sell your current one. 


As you pay down your mortgage, your equity increases. There is, however, always a risk of an equity slide where values drop a bit. There are a few ways that you can help your home’s equity value to increase faster.


Pay Towards The Principal


The first few years that you’re a homeowner, you’ll be paying a lot towards the interest and only a little towards the principal value of the loan. The quicker you pay down your home loan, the faster you’ll increase the equity of your home. Check your budget and see how much extra you may be able to pay. Then, talk with your lender to see if there are any pre-payment penalties. 


Complete Home Improvement Projects


You may not know that many home improvement projects can increase the value of your home substantially. There are many projects that you can complete in your home that won’t break the bank yet will give you a significant return. You can start simple, or think big. Some of the best home improvement projects that will add value to your home include:


  • Complete kitchen remodel
  • Replacing countertops
  • Refinishing cabinets
  • Installing new appliances
  • Replacing garage doors
  • Bathroom remodel
  • Putting on addition
  • Landscaping renovations


Any of these home improvement projects can add value to your home, bringing the equity value of the home up. Even if you’re not planning on taking out any equity in your home for some time, any improvement projects that you choose to do are beneficial for both you and how your home affects your finances.  


Increase The Amount Of Your Downpayment


You can increase the value of a home before you even buy it. If you put the traditional 20% down on a house, you’ll build equity a bit faster than if you put down a lower amount such as 3% or 5%. If you have already purchased your home, you can ask your lender to do what’s called a cash-in refinance. This type of refinance is where you bring cash to the refinancing closing table in order to lower the balance of your mortgage.   





Categories: Uncategorized  


Posted by Lynne Hagopian on 7/17/2019

This Condo in Grafton, MA recently sold for $320,000. This Rowhouse style home was sold by Lynne Hagopian - Coldwell Banker Residential Brokerage.


51 John Drive, Grafton, MA 01536

Condo

$329,900
Price
$320,000
Sale Price

5
Rooms
2
Beds
1/1
Full/Half Baths
OPEN HOUSE CANCELLED, OFFER ACCEPTED. Pristine and beautifully decorated Forest Hills townhouse with finished walk out basement. First floor features hardwood floors, open floor plan including kitchen with solid countertops and seating for 2. Newly renovated bathroom, sliders from living room to private deck overlooking green space. The large master has a cathedral ceiling with fan, his & hers closets and separate entry to the large bathroom with washer & dryer hook up. There is a loft area for separate in home office space and a second spacious bedroom with large closet. Finished basement features an oversized family room with gas fireplace, sliders to yard, ample closets and is rough plumbed for a third bathroom. Central air and attached garage. Forest Hills is a wonderfully convenient commuter location and this unit is in perfect move-in condition!

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Tags: Real Estate   Grafton   01536   Condo  
Categories: Sold Homes  


Posted by Lynne Hagopian on 7/15/2019

Travelling affects your nutrition in so many ways. While one may be excited to taste and savor all kinds of different foods, some may be concerned about their health because their body is not used to various meals.

People with food restrictions will find it difficult to eat just any food with the troubles of getting sick to discourage many from maximizing their traveling enjoyment. The good news is that you can easily make a healthy food choice that will not pose a danger to your health and keep you energized while you are not carrying out your usual routine. Here are some tips that will help you prevent eating troubles when you travel:

Do not skip your breakfast

It is advisable to eat before embarking on your journey. If you start your journey with an empty stomach, you may end up eating fast food that you wouldn't have eaten. Therefore, it is better to eat a healthy breakfast before setting out. 

If you are flying, you can consider oatmeal which only requires hot water. You can get hot water from a flight attendant.

Take healthy snacks along

To avoid eating troubles when traveling, you should pack healthy snacks that you can take when hunger strikes. It is essential that you have something satisfying and healthful in your backpack. You should think of crackers, whole-grains, dried fruit, nuts, low-cal popcorn, reduced sodium jerky, and trail mix.

Don't hesitate to fill your cooler with ice if you have one. Also consider stocking a mini-fridge in your hotel with fresh fruits, Babybel cheese, hummus, low-fat yogurt, and pitted green olives. When you have this at your disposal, you will not need to go for a high-calorie meal. 

Plan your meals ahead

Planning your meal is very important, and it's a way of avoiding eating troubles when you travel. Plot your travel plans, determine where you are going to be at a particular time and whether you are going to be on the road for lunch or would have reached your destination. A little planning has a lot of advantages. You can also decide to make a whole grain wrap with tomato, onion, lettuce, turkey, mustard, as well as a side salad – and then take them along with you.

A refillable water bottle is also essential; you can always fill it up when the need arises. Being aware of your dietary restrictions is critical especially when you are traveling to somewhere new. So if you’re unsure before you visit, talk to your nutritionist about what might work for you, do some research on where you’re going, and stock up on simple snacks.




Tags: vacation   food  
Categories: Uncategorized  


Posted by Lynne Hagopian on 7/8/2019

The road to a healthy self-image is not always a forward moving journey. At times you may have to take a step or two backward to gain perspective on an area of struggle. To take even one thought and replace it with one that helps you carry forward, is a victory. Life is hard enough out there without your own brain working against you too. Shaping the voice, you hear most often, your internal voice provides the opportunity to live out a healthier mental journey. 

What You Think is What You Get

How you see yourself affects not only how you interact with the world around you, but how the world reacts to you. The things you tell yourself cause you to grab, or pass, what life has to offer. Beliefs about your abilities or your worthiness can lead you down paths that build up your self-image or have you running away. Unlike magnets that need the opposite charges to attach, an internal voice that is negative actually attracts more negative thoughts resulting in a less than favorable outlook on life. Whereas, the positive self-talk and affirmations build self-confidence that the outside world responses to often, in kind.

Gaining Some Perspective

When you catch yourself coloring your world with the darkest of colors, elevate the contents of what you are telling yourself. Often these messages are based on a negative experience or learned response. Sometimes asking yourself may not be the best way to identify these thought patterns. You may need the perspective of a trusted friend or family member. Seeking out a mental health professional can lead to helpful insights that you may not have been aware of before. Once you have identified unhealthy thought patterns, you are now able to replace those with a tone and message that can help you see life differently. 

Build a Better Habit

Putting a new tone to your inner voice will take effort and practice. You may want to write out some of those new messages to have them handy when you need to reinforce the new way of talking to yourself. You can also print out those things that keep you focused on where you desire this new perspective to take you. Steering your mental attitude when life throws you a curveball is a curial aspect of building a healthy inner voice. 

 Try this; put up an affirmation where you can see it several times during the day and encourage your inner voice along the way.




Tags: how to   family  
Categories: Uncategorized  


Posted by Lynne Hagopian on 7/2/2019

This Single-Family in Framingham, MA recently sold for $556,000. This Contemporary,Split Entry style home was sold by Lynne Hagopian - Coldwell Banker Residential Brokerage.


25 Vaillencourt Dr, Framingham, MA 01701

Single-Family

$525,000
Price
$556,000
Sale Price

10
Rooms
4
Beds
2/1
Full/Half Baths
Flair and style, luxurious spaces, beautiful decor and mint condition define this gorgeous contemporary split level. Dramatic cathedral ceilings, skylit foyer, gleaming hardwood, expansive, fireplaced LR leads to a formal DR, w/ view of a breathtaking sunroom, w/ warm wood tones, walls of glass and peaceful views of the reservoir. Updated KIT w/stainless steel appliances, custom backsplash, island, gas cooking. Updated main bath, large bedrooms, MBR w/ walk in closet and full shower bath. Spacious lower level, smartly divided to a large fireplaced FR and office, overlooking the yard. Every space of this home was touched and beautifully renovated. Top of the line recent updates: vinyl siding, new deck, front steps and railing- 2018. Roof, windows, heat system, HWH, updated lighting, main bath, refinished hardwood- 2016. KIT- 2006, appliances- 2017. Walk out lower level, spacious laundry/ guest bath, x-large garage, beautiful mature plantings, level, private yard. A beauty!

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Categories: Sold Homes  




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